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Read for the transfers, not the ticket

Several accounts, one journey — and where the type actually bites (Bangladesh)

A profile can hold more than one trading account, and people assume the choice between them reshapes how money arrives and leaves. It barely does. Almost everything about the journey is identical across types; there is exactly one place the choice changes a funding decision, and one whole category of transfer that never leaves the profile at all.

How a transfer is addressed, what the funding screen states, the identity check and the arithmetic on the account panel are the same on every type. What the type changes for the money is the size of the unit an account trades in — and therefore the smallest transfer that can do anything useful once it lands.

Five things that do not move with the type

Each of these is worth knowing precisely because it removes a question rather than answering one.

What people expect to differWhat to checkWhat is actually true
Which options can carry money inThe list shown on the funding screen for that accountAvailable options follow the account and the region rather than the type. The choice neither widens nor narrows the list
Whether identity has to be verifiedThe verification section of the profileOne check, for the person, whichever type is open — and it is the broker's own step. Where it sits
How a transfer behaves once confirmedThe entry in the transaction listThe same entry, the same expected time and the same credit on every type; none of it follows the account choice
Whether the whole balance can back a positionFree margin against balanceOpen positions hold margin on every type. A new ticket reads what is free, always
Whether holding costs anythingAny recurring line in the transaction listHolding an account carries no monthly charge on any type

The one place it bites: the smallest transfer worth making

An account counted in cent units carries positions at a far smaller size than one counted in standard units. That is not a trading nicety when you are deciding what to send — it sets the floor beneath which a transfer arrives and then cannot do anything.

Read it as a sequence rather than a comparison. Take the amount you were thinking of transferring, take the share of it you are prepared to see move against you, and take the distance you expect to give a position. If what comes out of those three sits below the smallest size the account accepts, the amount is too small for that account — and cent units, not a larger transfer, may be the answer. The arithmetic, with your own figures.

There is also a floor written on the creation screen itself: Standard and Standard Cent accounts have no minimum initial deposit, while Pro, Raw Spread and Zero accounts have one that is region-based and stated before anything is sent. A stated minimum is a floor, never a suggestion — the amount that should cross is decided elsewhere. Where that decision goes wrong.

The transfer that never leaves the profile

Money can move between two accounts held under the same profile. This is a different animal from anything else on this site, and it is worth separating from the outward journey.

  1. No carrier is involved

    Nothing is handed to anyone outside, so the second clock — the one that follows working days — does not apply. This is the only movement described on this site with a single clock rather than two.

  2. Each account is its own balance

    Two accounts under one profile do not share a pot. Free margin is per account, and an amount sitting in one is not available to a position in the other until it is moved.

  3. A crossing can still happen

    Each account counts in its own currency. Moving between accounts counted in different ones converts on the way, exactly as an outside transfer would. Why a conversion is not a charge.

  4. It does not merge the balances

    Each account under a profile keeps its own figure in its own unit, so a move between two of them is recorded like any other movement and can involve a conversion. Where that entry appears.

Opening a second account, from the money side

It is quick and it asks for no new documents: the identity check belongs to the person, not to each account, so a profile that is already verified stays verified. Nothing has to be transferred to open one, and an unfunded account costs nothing to leave in place.

The practical consequence is a small one people miss. A second account can be funded from the first without going outside — but if the two count in different currencies, that convenience carries a crossing the outside route would not have had. Worth a moment's thought before the money is moved, and nothing at all afterwards.

What this page refuses to do

It does not rank the types and does not recommend one. The differences that matter to traders — where costs sit, what suits which style — are a separate subject, and no claim is made here that any type produces a better result than another.

Minimums, available currencies and unit sizes are account-specific and region-specific, and they are stated in the Exness Personal Area before anything is confirmed. Trading with leverage can lose money on every account type equally.

Questions about more than one account

Can money be moved between my own accounts?

Yes, without going outside the profile — so no carrier and no second clock. A conversion still applies if the two accounts count in different currencies.

Do two accounts share one balance?

No. Each has its own balance and its own free margin, and one cannot support a position in the other until funds are moved across.

Does a second account need a second identity check?

No. The check belongs to the person, so a verified profile does not repeat it for an additional account.

Does moving funds internally change how they can leave?

No. What leaves the profile still retraces the path that originally brought it in.

Which types have no minimum initial deposit?

Standard and Standard Cent. Pro, Raw Spread and Zero have a region-based minimum, stated before anything is sent.

What does an account in cent units change about a transfer?

It lowers the amount that can usefully be sent, because the smallest position it carries is far smaller. It changes nothing about the route itself.

Is there a monthly charge on any of them?

Holding an account carries no monthly charge, funded or not.

Can an existing account be converted to another type?

Accounts are opened per type rather than converted, and an unfunded one can simply be left in place at no cost.

The decisions that actually matter

The amount

Which money may cross, and which must not.

Read the tests

The floor

What an entry figure is, and what it is not.

See the detail

The route

Identical on every type — worth reading once.

Follow it

An unfunded account costs nothing to leave in place.

Minimums and unit sizes are stated on the creation screen before anything is confirmed. The button opens the official exness.com sign-up through a partner link.

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